Mortgage Loan in the UAE

What is a mortgage loan?

A mortgage loan is the best financial tool for a convenient purchase of real estate. A bank, another financial institution or a service provider pays a significant part of the real estate cost on behalf of the buyer. Then, over a long period, the buyer returns the amount contributed.

METROPOLITAN CONSULTING offers premium service for the assistance in obtaining a mortgage loan in the UAE. We will inform you in advance about the most favourable interest rates and all forthcoming costs for processing, as well as provide support at all stages.

Advantages of working with us:

• Maximum quick approval
• Minimal paperwork
• Personal accompaniment
• Flexible and convenient payment plans
• The best Loan-to-Value ratio (the ratio of a loan amount to the value of the real estate), allowing foreigners to obtain a loan for up to 80% of the property price.

Minimum requirements

 

Resident is employee:	Self-employed resident:	Non-resident:
Passport Visa Emirates ID Salary certificate Payslips — only if the salary varies Personal bank account statements (you need to show the last six salary deposits) Salary of at least AED 10K (USD 2.7K) Age from 21 to 65 years.	Passport Visa Emirates ID Company documents — company licence, foundation agreement (MOA) Personal bank account statements (last 6-12 months) Bank statements of the company (last 6-12 months) Salary is at least AED 25K (USD 6.8K) Age from 21 to 70 years.	Passport Utility bill — to confirm the address Personal bank account statement (for the last six months) — the balance must be at least AED 25K (USD 6.8K) for 4 out of 6 months Salary is at least AED 15K (USD 4.1K) Age from 21 to 65 years.
The available mortgage loan amount is up to 80% for residents and 85% for UAE citizens	The available mortgage loan amount is up to 80% for residents and 85% for UAE citizens	The available size of the mortgage loan is up to 60%

 

METROPOLITAN CONSULTING aims to ensure every client feels confident and possesses full information. Our team of mortgage consultants consists only of highly qualified specialists who are bilingual and ready to provide professional assistance in obtaining a mortgage loan.