Mortgage Loan in the UAE
In the Emirates, a well-tuned system of mortgage financing operates, offering flexible terms for both UAE residents and non-residents. This is an attractive option for those who wish to purchase real estate but are unable to pay for it in full.
- Dubai
- Abu Dhabi
- Sharjah
- Ajman
- Umm Al Quwain
- Ras Al Khaimah
- Fujairah
What is a mortgage loan?
A mortgage loan is the best financial tool for a convenient purchase of real estate. A bank, another financial institution or a service provider pays a significant part of the real estate cost on behalf of the buyer. Then, over a long period, the buyer returns the amount contributed.
Metropolitan Consulting offers premium service for the assistance in obtaining a mortgage loan in the UAE. We will inform you in advance about the most favourable interest rates and all forthcoming costs for processing, as well as provide support at all stages.
- Maximum quick approval
- Minimal paperwork
- Personal accompaniment
- Flexible and convenient payment plans
- The best Loan-to-Value ratio (the ratio of a loan amount to the value of the real estate), allowing foreigners to obtain a loan for up to 80% of the property price.
Minimum requirements
- Passport
- Visa
- Emirates ID
- Salary certificate
- Payslips — only if the salary varies.
- Personal bank account statements (you need to show the last six salary deposits)
- Salary of at least AED 10K (USD 2.7K)
- Age from 21 to 65 years.
The available mortgage loan amount is up to 80% for residents and 85% for UAE citizens
- Passport
- Visa
- Emirates ID
- Company documents — company licence, foundation agreement (MOA)
- Personal bank account statements (last 6-12 months)
- Bank statements of the company (last 6-12 months)
- Salary is at least AED 25K (USD 6.8K)
- Age from 21 to 70 years.
The available mortgage loan amount is up to 80% for residents and 85% for UAE citizens
- Passport
- Utility bill — to confirm the address
- Personal bank account statement (for the last six months) — the balance must be at least AED 25K (USD 6.8K) for 4 out of 6 months
- Salary is at least AED 15K (USD 4.1K)
- Age from 21 to 65 years.
The available size of the mortgage loan is up to 60%
Metropolitan Consulting aims to ensure every client feels confident and possesses full information. Our team of mortgage consultants consists only of highly qualified specialists who are bilingual and ready to provide professional assistance in obtaining a mortgage loan.
The first company in the group, was established in 2008. We provide advisory and operational support for entrepreneurs, investors, and companies entering or operating in the UAE. Our expertise covers business structuring, corporate support, legal and tax advisory, as well as residency and investment-related consulting. With offices in Dubai and Sharjah, we work with clients worldwide, offering a discreet, structured, and long-term approach.
All services are provided as private advisory and assistance. We do not represent government authorities and do not issue official documents.
- 17+Years in the Market
- 6K+Open Visas
- 2K+Open Companies
- 10+Languages
Interested in having us find the perfect property for you?
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